Payza (payza.com) - Is it a Scam or Legit? | Paid
https://www.payza.com/?SsRcx%2b6h84K2N7yjYFlqng%3d%3d
| Reason For Review: | Alertpay merged with Payza |
| Page Last Updated: | May 17, 2012 |
| Owner/Alias: | MH Pillars Ltd of UK (formerly known as AlertPay) |
| Current Whois: | http://whois.domaintools.com/payza.com |
| Contact Links |      |
Payza (formerly known as AlertPay) fully launched May 14, 2012. As some of you may know, AlertPay has had a lot of recent issues with banking, and credit card processing. The move appears to be a success, and all accounts/balances were not lost. There are a few changes that users should be aware of, for example they no longer allow you to use exchangers. While it appears not a lot has changed, I am confident the site will deliver on their promise to make major improvements. Till then, the site will be placed on the Ongoing Investigations List.
Here are the pros and cons of this site:
Pros:
1. Unlimited Direct Referrals - Just like AlertPay you can earn through their referral program. Normally we don't review payment processors since most of them don't have one or it is useless to use. Fortunately AlertPay/Payza does work and I have been paid with their referral program in the past. (see proof below)
There are no limits on how many referrals you can have. Great for promoters and those who can refer a lot of people.
To qualify for referral earnings they must meet these qualifications:
- Referrals must open a Payza Personal Pro or Business account.
- Referrals must transact at least $250.00 (sending and/or receiving).
- After your 10th referral, we will pay you $10.00 USD a referral.
- Self-referrals, or referrals from the same IP address, will not be rewarded.
2. Forum - This payment processor does have a forum. Forums are great for communication between members and staff. Members can get support, and stay up to date on changes made to the site.
https://dev.payza.com/forum
Blog: https://blog.payza.com/
3.SSL Secure - Extra added layer of security to help secure your data.More Info
4. Paid - Tested the referral program and it does pay:
Cons:
1. Disabled Bank Transfers For Certain Areas - Depending on the method you want to cashout with, you may find that it is hard to use this payment processor. For instance, USA members can not withdraw via bank transfer. Either you have to request a check or do a bank wire. Which is not very convenient.
2. Banking Partners Issues - For over 6 months now alertpay/payza has had to disable 3 different cashout methods due to issues with their banking partners. First it was credit card withdraws:
http://blog.alertpay.com/2011/04/credit-card-withdrawals-and-validation.html
(still disabled 6 months +)
Then withdraw by check was disabled.
http://blog.alertpay.com/2011/06/check-withdrawal-temporarily_03.html (still disabled 4 months for non USA)
Then recently they disabled bank transfers for USA members. Instead they activated check withdraw to USA only. My recent bank withdraw was reversed. .
http://blog.alertpay.com/2011/10/alertpay-update-us-check-withdrawals.html
Also Visa & Master card payment option has been disabled. Which is causing issues for many site owners:
http://blog.alertpay.com/2011/10/update-on-credit-card-payment-option.html
A newspaper from Montreal has reported all this is happening due to claims that questionable goods are being purchased or sold using alertpay:
http://www.montrealgazette.com/AlertPay+Firm+alleged+provide+payments+questionable+goods/5763861/story.html
3. Doubters - From time to time I receive this question. "AlertPay a scam?" Of course I am sure with the name change to payza it will change to is "Payza a scam". I will say there are some rumors floating around, most of them is when they were known as Alertpay.You can read complaints and suspicions at these places:
http://scam.com/showthread.php
http://www.talkgold.com/forum/r323445-.html
http://forums.digitalpoint.com/showthread.php?t=1862569
http://www.ripoffreport.com/home-based-business/alertpay-inc/alertpay-inc-alertpay-is-a-sca-4p8bb.htm
More Info About This Site...
- Payza cannot provide services to the following countries:
- Afghanistan
- Belarus
- Burma
- Cameroon
- Central African Republic
- Chad
- Ivory Coast
- Cuba
- Democratic Republic of the Congo
- East Timor
- Equatorial Guinea
- Iran
- Iraq
- Lebanon
- Liberia
- North Korea
- Rwanda
- Sudan
- Zimbabwe
- Accounts with a positive balance but have not been accessed in 18 months are considered dormant. Dormant accounts are subject to a charge of $10 per month. To regain access to your account after it has been placed in dormant status; please contact our help desk
- How to file a dispute?
- You have 45 days from the purchase to file a dispute on Payza (Source)
- Referral Earnings : $5/ $10 referral must qualify before you are credited.
- Number of Days Before Account Deleted For Inactivity: 60 Days
- Referral Earnings (must click to earn from downline) :
- Script: Custom
- Site Created: May 3, 2006 Launched: May 12, 2012
- May 14, 2012
- AlertPay becomes Payza
- Full review completed for new site. Site remains on the Ongoing Investigations List.
- March 14, 2012
- Credit card payment upload option returns. Terms updated.
- January 7, 2012
- Moved to Ongoing Investigations List due to controversy.
- October 26, 2011
- Moved from Elite to Legit due to banking issues.
- October 20, 2011
- USA Bank transfers disabled. Check withdraws available to USA only. (Source)
- October 6, 2011
- Master & Visa card payment option disabled. (Source)
- June 3, 2011
- Check withdraws disabled for all locations. (Source)
- April 13, 2011
- Credit card withdraws disabled. (Source)
Payza is more or less like the old AlertPay with a few issues they still have to resolve. Till that happens this payment processor will remain on the Ongoing Investigations List.
We will continue to monitor this site. If anyone would like to share their experience that they had with this site, whether it is good or bad, feel free to do so in our comment section at the end of this review.
Please note, the information in the review was posted at the time and date from above. If the site changes its policies, please kindly let us know in the comment section and we will update or change the incorrect information as soon as we can. Reviews are done from a Standard member and not from Upgraded. Refer to site for info and stats about upgraded member's perks.
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